Welcome to SME Corp. Malaysia Business Accelerator Programme (BAP) 2025

Financing Features

Business Accelerator Programme (BAP) 2025

Business Accelerator Programme (BAP) 2025 is undertaken by
SME Corp. Malaysia with the aim to provide agile access to financing for Small and Medium Enterprises (SMEs) via a digital platform.

Financing Features:

  1. Financing Amount up to RM400,000
  2. Profit Rate up to 3.5% per annum
  3. Eligible companies may receive a rebate or grant of up to 40%*
  4. Financing tenure: of up to 36 months

*Subject to the terms & conditions of SME Corp. Malaysia

Eligibility

Eligibility Criteria for SMEs

  • SME Registered with the Companies Commission of Malaysia (SSM) under the Companies Act 1965 or 2016, Limited Liability Partnerships Act 2012, or Trade Licensing Ordinance 1948 (Sabah & Sarawak);
  • Have a valid SME Status Certificate;
  • At least 60% local equity;
  • Have a valid business license issued by the Local Authority (PBT);
  • At least 12 months in operations from the application date; and
  • Priority will be given to companies with a good financial track record with financial institutions.

Financing

Scope

  • Raw Materials
  • Operating Expenses (Rental, Salaries & Wages, Utility Payments)
  • Acquisition of Machinery & Equipment
  • ESG (Environment, Social & Governance) Adoption
  • Product Certification
  • Advertising & Promotion
  • ICT Adoption