MSMEs can apply for short-term financing from RM50,000 to RM500,000 with a fixed rate of 3% per annum, for a maximum period of 36 months for:

• Working capital for operational expenses (e.g. purchase of inventory/raw materials etc.)
• Financing for business improvement purposes such as:
  • Purchase of Machinery & Equipment
  • ICT & e-Commerce Adoption
  • Packaging
  • Advertising and Promotion
  • Certification & Quality Management Systems

Issuer Fee (one-off), upon financing amount approved:‪
<RM100,000.00 = 5% / RM 5,000, for the entire 36 month Financing Tenor
>RM100,000.00 = 4%, for the entire 36 month Financing Tenor

Important Note:

Application processing fee is fixed at RM50 for each application to be borne by the applicant.

MSMEs can apply for short-term financing from a minimum of RM10,000 up to RM1,000,000 at a financing rate of 0.25% to 0.50% per month up to 6 months tenure for:

• Pre-Sales
• Post Sales

Issuer Fee (one-off), upon financing amount approved:‪
1-3 months = 1.25%
3-6 months = 2.5%

Important Note:
Application processing fee is fixed at RM50 for each application and is to be borne by the applicant.